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Seraphine is 31 years old and married with two children who are 2 and 4 years old. Seraphine is in the business of selling a variety of goods in her shop. Those goods include cosmetic goods, radio batteries, soap, notebooks etc as the photo indicates. The hours of the business are from 6 am to 7 pm every day.

Seraphine is now requesting a Kiva loan via Vision Finance Company for expanding her shop by adding a large quantity of goods in her shop. Those goods will mainly include foodstuffs like beans, rice, sugar, different types of flours etc. With those goods, Seraphine will hopefully earn more profits, which in turn will allow her to reinvest in her business so that her revenue can keep growing. If successful, Seraphine will continue taking care of her children by providing more food for them as well as building a secure future for them.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $13,351,700
    Funds lent in using Kiva
  • 581.5
    Rwanda Francs (RWF) = $1 USD