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Francoise is 29 years old and married with one child. Francoise is an entrepreneur selling a variety of foodstuffs. Those foodstuffs include rice, sugar, different types of flour, cooking oil etc. Francoise has been in this business for about two years. Her shop is open from 6 am to 6 pm every day.

Francoise struggles to make a profit and believes that she is unable to satisfy her customer needs. To end this, a small amount of additional capital would help her business grow in a meaningful way. For that reason, she is requesting a Kiva loan via Vision Finance Company in order to purchase a large quantity of additional goods that hopefully will satisfy the demand of her customers and increase her sales in the process. If her notion to expand her products is successful, Francoise will be able to build her business and a secure future for her family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 8
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 581.5
    Rwanda Francs (RWF) = $1 USD