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Clarisse is 22 years old and she is still single. She is well-known as a young entrepreneur selling a variety of clothes, mainly women’s clothes. This is her second successful year in this business which she operates from 8 a.m. to 6 p.m. every day.

Clarisse is now requesting a Kiva loan via Vision Finance Company for the purpose of expanding her business through adding a variety of styles such as men’s clothes as well as children’s clothes. With this additional business, she will hopefully earn more profits than previously.

With the increased profits, one portion will be used in building a secure future for her future family as she has a boyfriend ready to marry her, and the other portion will be used for further reinvestment in her business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 581.5
    Rwanda Francs (RWF) = $1 USD