Vestine needs to request a Kiva loan via Vision Finance Company so that she can expand her business by adding more cosmetic goods for wholesale. With these additional goods to sell at wholesale, Vestine hopes to satisfy the needs of her retailers. If successful, Vestine will earn more profits, which in turn will allow her to continue taking care of her children as well as her two dependents. In addition, she will start to save for the future reinvestment of her business.
About Vision Finance Company s.a – Rwanda (VFC)
Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.
VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.
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Success!! The loan was 100% repaid