Beatha is now requesting a Kiva loan so that she can expand her shop by adding cosmetic goods and increasing the quantity of foodstuffs like sugar, rice, different types of flours and some other goods that seem to be highly demanded in her business area. With this loan, Beatha hopes that she will be able to satisfy the needs of her customers and hopefully her sales will increase as well as her profits. If successful, she will start saving as well as reinvesting in her business with one portion of the earned profits.
About Vision Finance Company s.a – Rwanda (VFC)
Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.
VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.
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Success!! The loan was 100% repaid