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Beatha is 30 years old, married with five children and she takes care of two dependents. Beatha has been working as a businesswoman wholesaling a variety of goods mainly cooking oil, rice, sweets, covered water, etc. She has been in this business for about one year and the hours of her business are from 6 am to 8 pm every day.

Beatha is now requesting a Kiva loan so that she can expand her shop by adding cosmetic goods and increasing the quantity of foodstuffs like sugar, rice, different types of flours and some other goods that seem to be highly demanded in her business area. With this loan, Beatha hopes that she will be able to satisfy the needs of her customers and hopefully her sales will increase as well as her profits. If successful, she will start saving as well as reinvesting in her business with one portion of the earned profits.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 43
    View loans »
    Rwanda Loans Fundraising
  • $13,302,100
    Funds lent in using Kiva
  • 581.5
    Rwanda Francs (RWF) = $1 USD