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Ishenbaeva Mukaramkan`s Group
In this Group: Mukaramkan, Aydan, Urpiya, Zulayho
Mukaramkan is 44 years old. She is married. Her husband works as an assistant personnel director at the Kadamjai department of internal affairs. Mukaramkan has three children. The oldest two attend a university, and the youngest is a school student. The client is involved in retail sales of porcelain dishware at home. She is requesting the loan for the purchase of two sets of dishware for subsequent sale.

Aydan is 54 years old. Her husband is retired. The client is involved in breeding and sales of small livestock. Aydan started this business 20 years ago. She had good conditions for breeding livestock, so she decided to give it a try, and the business went uphill. Now she has 20 goats and a stable income. Besides this business, Aydan is also involved in growing grain and vegetable crops. She needs a loan to buy 250 kg of goat feed in order to feed the goats.

Urpiya is 36, divorced. She has two children. She works as a notary public and also sews national goods at home. Her grandmother used to sew such goods when Urpiya was a child. Urpiya was able to utilize these skills that she learned ever since her childhood. She wants to use the loan to buy a sewing machine.

Zalayho, just like Mukaramkan, is involved in sales of porcelain dishware. Actually, she is the one who recommended this business to Mukaramkan. Zalayho also wants to buy new products for sale.
View original language description ↓
Мукарамкан 44 года. Она замужем. Ее супруг работает замначальником по кадрам Кадамжайского отделения внутренних дел. У нее трое детей. Старшие двое учатся в ВУЗе, а младший сын школьник. Клиент занимается торговлей фарфоровой посуды на дому. Кредит запрашивается для закупа двух комплектов посуды для реализации.

Айдан 54 года. Ее супруг пенсионер. Клиент сама занимается разведением и перепродажей МРС. Данным бизнесом клиентка начала заниматься 20 лет назад. У неё были хорошие условия для разведения живности, она решила попробовать, и дело пошло в гору. Сейчас у нее имеются 20 коз и стабильный доход. Кроме этого, клиентка занимается выращиванием зерновых и овощных культур. Кредит нужен чтобы купить 250 кг кунжары для откорма коз.

Урпия,36, разведена. У нее двое детей. Она работает частным нотариусом, также занимается пошивом нац-х изделий на дому. В детстве её бабушка занималась пошивом таких изделий. Потом она воплотила в жизнь свои навыки, полученные ещё в детстве. На кредит она планирует купить швейную машинку.

Зулайхо также как и Мукарамкан занимается торговлей фарфоровой посуды. По сути именно она и порекомендовала этот бизнес Мукарамкан. Она также хочет купить новую продукцию для реализации.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,891,700
    Funds lent in using Kiva
  • 45.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ishenbaeva Mukaramkan`s Group's $450 loan helped a member purchase of two sets of dishware.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 19, 2010
Mar 26, 2010
Currency Exchange Loss:
Aug 11, 2010