Celestina sells food items and groceries to make a living. With this business, she hopes to make more profits. She loves this business because of the opportunity to interact with her customers. She hopes to grow her business to become bigger and stronger. She is requesting a loan amount of NGN100,000 to purchase more food and groceries items to sell. She is married and has 3 children. Her children attend school and this gives her joy as a mother. Her husband also works to support their home. She says thank you to all Kiva lenders.
The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan. http://www.kiva.org/partners/20