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Ramzan's Group
In this Group: Ramzan, Zubaida, Shahnaz, Seeman, Ameeran, Parveen
R. is a wife of M. A. and they both live in a city named Vehari in Pakistan. They have a three room house in which they have lived with their family for the past 20 years. R. has given birth to five children: three sons and two daughter. All of them are enrolled in a school and are getting an education. R. and her husband are very hard working people. They run their own grocery shop in the community. They have divided their duties, so R. does her duty in the morning and M. A. does his duty in the grocery shop in the evening.

They both work hard to increase their income and to give a better future to their kids. R. is requesting a loan to buy items (lentils, cooking oil and beverages) to diversify their grocery shop into a grocery store.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 83.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ramzan's Group's $1,000 loan helped a member to purchase goods for grocery shop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 26, 2010
Mar 26, 2010
Currency Exchange Loss:
Mar 15, 2011