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Obama Group
In this Group: Saraya, Elizabeth, Jubileth*, Fatuma, Domina, Claudia, Mohamed, Ally, Khalfa, Philomena*, Mwanaisha, Mariam, Hosea*, Frank, Amina
* not pictured
Saraya Salum, 43, is married with three children, ages 22, 22 and 14. She has had a grocery store and hotel since 1984. She works from 8 a.m. to midnight and is able to earn a monthly profit of about $652.

This will be Saraya’s second loan from Tujijenge Tanzania. She used the first loan to improve the hotel and has repaid the loan successfully. She hopes for a loan to start selling water, juice and sodas at wholesale prices.

Saraya will share this loan with her loan group, Obama, which totals 15 members. The members of the group hold each other accountable in paying back the loan.

In the picture, Saraya is in front in a black and white dress.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,700
    Average annual income
  • 18
    View loans »
    Tanzania Loans Fundraising
  • $14,211,425
    Funds lent in using Kiva
  • 1,381.7
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Obama Group's $3,625 loan helped a member to start selling water, juice and sodas at wholesale prices.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 24, 2010
Apr 1, 2010
Currency Exchange Loss:
Aug 15, 2010