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Chhem S. is married and resides with her husband and five children in Kampong Chnang Province, Cambodia, an area known for fishing and palm products. She has a business of tailoring, which provides an income of about USD 2.00 per day. Her husband runs a business of cleaning cars and motorbikes, earning an income of USD 13.00 per day.

S. is requesting a loan of USD 1200 to build a bigger place to clean the cars and motorbikes. In the future, she would like to use any additional profits to pay for the children’s schooling. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Chhem to build a bigger place to clean the cars and motorbikes.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 12, 2010
Mar 26, 2010
Currency Exchange Loss:
Jan 16, 2011