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Godelive is 37 years old and she is married. She is a mother who is poor and struggles by selling some goods in her small shop so that she can buy her daily food. She has been in this business for ten years but, unfortunately, she has no savings from her business. The hours of her business are from 8 a.m. to 8 p.m. every day.

Godelive is now requesting a Kiva loan so that she can expand her shop by adding enough cosmetics goods, foodstuffs like sugar, rice and different types of flour, and some other goods which seem to be in high demand in her business area.

With this loan, Godelive hopes to earn more profits than her simple previous business. If successful, she will start saving as well as improving her family situation.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 24
    View loans »
    Rwanda Loans Fundraising
  • $13,429,800
    Funds lent in using Kiva
  • 581.9
    Rwanda Francs (RWF) = $1 USD