Lach S. was born in 1971 and resides with other family members in Siem Reap Province. She owns a medium-sized grocery store where she sells many articles to earn a living. She sells items such as cooked ingredients, soft drinks, canned foods and some snack foods for kids. She earns around $6 a day to contribute to her family's living expenses. She is married to Not Savy, 37, a local statue carver. He owns a handicraft shop and has employees to provide service. The couple has three children who are students and under their care. Lach S. is applying for a loan to resupply her stock, increasing various inventory items in order to better meet her customers’ needs.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.