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Temeke Mikoroshini Group
In this Group: Hawa, Idd, Shadia, Zuwena, Salama, Husna, Jesca, Winefrida, Mwanashaban, Mauwa, Magdalena, Amina*, Mariam, Asia, Aisha, Zena, Agnes, Mariam
* not pictured
Hawa Abraham age thirty-four, is married with three children, eighteen, twelve, and six years old. She has two businesses: a salon and a clothing shop, which she has operated for three years now. She works from 8 a.m. to 8 p.m. daily, and she is able to earn a monthly profit of about $111.

This will be Hawa’s second loan from Tujijenge Tanzania. She used the first loan to buy equipment for her salon. She hopes now for a loan to increase her stock in her clothing shop.

Hawa will share this loan with her loan group, Temeke Mikoroshini, which consists of eighteen members. The members of the group hold each other accountable for paying back the loan.

In the picture, Hawa is in front in a black t-shirt.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 45
    View loans »
    Tanzania Loans Fundraising
  • $15,319,500
    Funds lent in using Kiva
  • 1,382.6
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Temeke Mikoroshini Group's $3,400 loan helped a member to purchase more clothing for sale in her shop.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 31, 2010
Apr 1, 2010
Currency Exchange Loss:
Sep 15, 2010