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Decididas Group
In this Group: Yolanda Del Carmen , Claudia Leticia , Elizabeth Del Carmen
The “Decididas” (Determined Ones) group is composed of three, hard-working women; one of whom is Yolanda del Carmen Solórzano, who is the group coordinator. According to her, everything started with meat sales; she gradually varied the products that she sells. She will use this loan to buy meat.

The other group members are Claudia Leticia Gómez, 32, who butchers pork and sells nacatamales (traditional Nicaraguan tamale) and Elizabeth del Carmen Ortiz, who sells cosmetics. They will invest their funds in raw materials for their businesses.
View original language description ↓
El grupo Decididas lo integran tres féminas trabajadoras una de ellas es Yolanda del Carmen Solórzano quien es la coordinadora del grupo. Según comento Solórzano todo inicio con la venta de carne y luego fue variando en cuanto a los productos que realiza y comercializa. Este préstamo lo invertirá en la compra de carne.
Las otras dos integrantes son Claudia Leticia Gómez de 32 años quien destaza cerdo y vende nacatamales, un plato típico nicaragüense y Elizabeth del Carmen Ortiz comercializa cosméticos. Ellas invertirán el crédito en materia prima para sus negocios.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 21.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Decididas Group's $750 loan helped a member to buy meat.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 25, 2010
Mar 26, 2010
Currency Exchange Loss:
Sep 15, 2010