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Lluvia Group
In this Group: Lorena Del Socorro , Martha Lorena , Maria Dolores
The group, "Lluvia" (rain) is made up of three hard working ladies who have benefited from Kiva in the past. Lorena is the group's coordinator who eight years ago used her savings to buy corn and firewood and began her tortilla business.

She, with the help of previous loans, began diversifying and growing her business. Now, in addition to tortillas, she also sells cooked beans and milk curd.

The other members of the group include: Flor, who has a small fry restaurant, a popular type of restaurant that specializes in fried food; and Martha who has a small café.
View original language description ↓
El grupo Lluvia está integrado por tres féminas trabajadoras las cuales han sido beneficiadas por kiva anteriormente. La coordinadora de este grupo es la señora Lorena del Socorro Calderón quien desde hace 8 años con unos ahorros compro maíz y leña con lo que empezó su negocio de tortillas.

Ella por medio de los préstamos ha ido diversificando y aumentando su negocio ya que actualmente además de vender tortillas, comercializa frijoles cocidos y cuajadas.

Sus compañeras de grupo son Flor de María Umaña la cual tiene una fritanga, restaurante popular que consiste en alimentos fritos y Martha Lorena M. quien es propietaria de un cafetín.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 64
    View loans »
    Nicaragua Loans Fundraising
  • $25,073,225
    Funds lent in using Kiva
  • 21.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Lluvia Group's $900 loan helped a member ingredients.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 25, 2010
Mar 26, 2010
Currency Exchange Loss:
Nov 15, 2010