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Tomas Manuel
This client is a farmer in the zone of Potosi, which is far from the city and therefore, electricity does not reach the area. For this reason, he is requesting a loan in order to purchase solar panels to improve his quality of life. He is a single man and the father of two children.
View original language description ↓
Este cliente es agricultor de la zona de potosí es una zona alejada de la ciudad por lo que la electricidad no llega hasta esa área
Por tal razón esta solicitando este crédito para la compra de un equipo solar y de esa manera mejorar sus condiciones de vida es un hombre soltero padre de dos hijos

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 65
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 21.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Tomas Manuel to purchase solar panels.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
At end of term
Mar 12, 2010
May 1, 2010
Currency Exchange Loss:
Jun 2, 2012