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Julian
Julián P. is a 39 years old gentleman who lives with his wife and three daughters in a community called Santa Fe, which is located in Los Chiles, Alajuela Province. The community is situated in a mountainous area near the northern border of the country. The main economic activities are ranching and farming, with specific emphasis on the cultivation of grains, sugar cane, and oranges.


A few years ago Don Julián started his own grocery business where he sells basic products to his neighbors from his home. Due to demand, he is forced to build a new location. He is assured that this business has achieved profitable activity that will help improve his quality of life.


Don Julián is currently requesting a loan of 665,000 CRC in order to buy merchandise that he needs for his business and the necessary materials for his new location. This will enable him to continue with his business. Don Julián says that that the service he provides is very important because there are no other grocery stores near this area. He also indicates that he has enough customers.


Don Julián is a member of the Manantial de Santa Fe Communal Credit Enterprise, one of 100 member organizations that make up EDESA in Costa Rica. This is his first loan and he hopes to grow personally and financially. He also thanks these type of organizations and other credit facilitators that help many people to excel in a dignified and honest manner.

View original language description ↓
Julián P. es un señor de 39 años de edad el cual vive con su esposa y tres hijas en una comunidad llamada Santa Fe localizada en Los Chiles, provincia de Alajuela; está comunidad se destaca por ser una zona montañosa y por estar muy cerca de la frontera norte de nuestro país. Sus principales actividades económicas son la ganadería y la agricultura específicamente se da la siembra de granos básicos, caña de azúcar, naranja

Don Julián desde hace algunos años inicio su propio negocio una pulpería (tiendita de abarrotes) para vender productos básicos a sus vecinos en su propia casa; pero la demanda lo ha obliga a construir un nuevo local. Asegura que con este negocio ha logrado tener una actividad económica rentable que la ayuda a mejorar su calidad de vida.

Actualmente ella necesita un préstamo por ¢665000(seiscientos sesenta y cinco mil colones) para comprar mercadería que necesito en su negocio y el material necesario para su nuevo local. De esta manera el podrá continuar con su negocio. Don Johnny comenta que el servicio que el brinda es muy importante ya que no existe otra pulpería cercana a esa zona por lo tanto comenta que tiene bastantes clientes.


Don Julian es socio de la Empresa de Crédito Comunal Manantial de Santa Fe, una de las 100 organizaciones socias de EDESA en Costa Rica. Este será su primer préstamo y con él espera crecer más a nivel personal y económico. También destaca que gracias a este tipo de organizaciones y medios facilitadores de crédito muchas personas se pueden superar de manera digna y honesta.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 20
    View loans »
    Costa Rica Loans Fundraising
  • $4,359,575
    Funds lent in using Kiva
  • 561.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Julian purchase merchandise & build a new location.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Apr 5, 2010
Listed
Mar 27, 2010
Currency Exchange Loss:
Possible
Ended:
Apr 19, 2013