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Las Atrevidas Group
In this Group: Maria Estela, Maria Luisa, Clemencia*, Susana , Petra, Maria Matilde, Alejandra, Pedro, Gloria, Paula, Epifania
* not pictured
Maria Estela L. C. is the president of a group of 11 women, each of whom works in different areas. They got together to ask for a loan from Fundación Realidad ("Reality Foundation"). The group is called Las Atrevidas ("The Daring Ones"). They gave themselves this name because they dare to ask for money for their businesses. The women know each other because they have had experience with other group loans with another institution, but they decided to change looking for better service and lower interest rates.

Maria Estela is a native and resident of a community called San Marcos in Costa Chica in the Mexican state of Guerrero. The community has 13,000 residents, as it is the municipal capital. Its inhabitants work mainly in agriculture or business.

Maria is 39 years old and has a secondary education. She is married to a taxi driver. They have two children who are in primary school. She has two economic activities that provide revenue she uses to help with household costs. In the mornings, she works in a corn mill where she mills corn and sells cornmeal. In the afternoons, she sells food like typical Mexican snacks. She has worked 11 years in the corn mill and two weeks selling food. She needs the loan to be able to grow her business. Additionally, she wants to add another direction to her business with vegetable sales, because she wants to continue growing through her work.

The following is a list of the members of the group and their work:

Maria Estela L. C. - Corn mill and food sales
Maria Luisa D. Teresa - Clothing sales
Clemencia M. V. - Cooking for food sales
Susana C. García - Drink sales
Petra Jiménez R. - Fruit and vegetable sales
Maria Matilde D. T. - Fruit and vegetable sales
Alejandra C. S. - Baking and selling bread
Pedro C. J. - Cooking for food sales
Gloria Jiménez V. - Drink sales
Paula M. R. - Fruit and vegetable sales
Epifania T. L. - Candy sales
View original language description ↓
La señora Maria Estela L. C. es presidenta de un grupo de 11 personas cada una de ellas con diferentes actividades productivas que se juntaron para solicitar crédito a Fundación Realidad. El grupo lleva por nombre Las Atrevidas, le pusieron ese nombre porque se atreven a pedir dinero para trabajar. Se conocen por que ya han tenido experiencias en conjunto con los créditos, con otra institución, pero decidieron cambiar buscando un mejor servicio y una menor tasa de interés.
La Señora Maria Estela es originaria y vecina de una comunidad llamada San Marcos, Dentro de la Costa Chica del Estado de Guerrero, en México. La Comunidad cuenta con 13,000 habitantes, siendo Cabecera Municipal, sus habitantes se dedican principalmente a actividades agropecuarias y al comercio.
La señora Maria estela tiene 39 años de edad, cuenta con una escolaridad de 2º de secundaria, esta casada, su esposo es taxista, y cuenta con 2 hijos que estudian primaria.
Tiene 2 actividades económicas de donde provienen sus ingresos con los que ayuda a la economía familiar por las mañanas cuenta con un molino de nixtamal donde ofrece el servicio de molienda de maíz y venta de masa, y por las tardes vende comidas, antojitos mexicanos.
Con el molino de nixtamal tiene 11 años y con la venta de comidas por las tardes apenas 2 semanas. El crédito lo necesita para hacer crecer su negocio además quiere poner otro giro que es la venta de verduras, ya que quiere seguir creciendo en sus actividades productivas.
Los integrantes del grupo asi como sus actividades productivas son los siguientes:

Nombre Actividad económica
Maria Estela L. C. Molino de nixtamal y venta de comidas
Maria Luisa D. Teresa Venta de ropa
Clemencia M. V. Cocina económica para venta de comidas
Susana C. García Venta de refrescos
Petra Jiménez R. Venta de frutas y verduras
Maria Matilde D. T. Venta de frutas y verduras
Alejandra C. S. Elaboración y venta de pan
Pedro C. J. Cocina económica para venta de comidas
Gloria Jiménez V. Venta de refrescos
Paula M. R. Venta de frutas y verduras
Epifania T. L. Venta de dulces

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 21
    View loans »
    Mexico Loans Fundraising
  • $18,324,475
    Funds lent in using Kiva
  • 12.6
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Atrevidas Group's $4,150 loan helped a member buying merchandise to increase sale of cornmeal and Mexican food.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 3, 2010
Listed
Mar 25, 2010
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2010