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Lucrecia Juana
Juana P. is 39 years old. She lives in a semi-urban zone of Paraíso de Guayaqui. Her house is made of cement and only has light and water as its basic amenities. She is a single mother of a young daughter who attends public school.

When she was 17 years old, Juana learned how to sew from her family members. She was a seamstress at a very early age and has worked with businesses making clothes. When she was 28 years old, she decided to become independent and bought a sewing machine with her savings.

Juana currently has two employees working for her. Sometimes her sister helps her. Crime is one of the major inconveniences that prevents her from having a more efficient business.

With this loan, Juana wants to buy fabric for school uniforms because April is the beginning of the school year and she has a lot of uniforms to make. In the future she wants to move her business to a safer area and have more people working for her.
View original language description ↓
Juana P. de 39 años, vive en una zona periurbana en el Paraíso de Guayaquil, su casa es de cemento y solo cuenta con luz y agua como servicio básico. Es madre soltera de una niña que estudia en una escuela fiscal.

Juana desde los 17 años aprendió a coser con su familia, empezó a ser costurera desde muy temprana edad y ha trabajar con empresas entregando ropa. Ha sus 28 años decidió independizarse comprando una maquina de coser con sus ahorros.

En la actualidad tiene 2 empleados trabajando con ella su hermana en ocasiones le ayuda. La delincuencia es uno de los mayores inconvenientes que tiene para elaborar con más eficiencia su negocio.

Con el préstamo quiere comprar telas de uniforme porque en abril es la temporada escolar y tiene muchos uniformes que entregar. En el futuro quiere trasladar su taller a un lugar más seguro y contar con más personas trabajando en su taller.




Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $24,303,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Lucrecia Juana uniform fabric.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 24, 2010
Listed
Mar 25, 2010
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2011