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Jotham was born in 1975 and remains a bachelor. Jotham owns a small business selling beans. He says that this business is profitable in his region because they are foodstuffs that each family in Rwanda uses. Jotham works hard in order to improve his economy. The hours of his business are from 7 in the morning to 3 in the evening, everyday except Sunday. Jotham is so young in this field. He has one year of experience.

Jotham is requesting a loan from Kiva lenders via Vision Finance Company in order to expand his business through purchasing more beans and other foodstuffs, which can help him attract more customers. This attraction will allow him to sell a large quantity, which is a way to earn more profit. Once the profits accumulate very fast the way Jotham wants, he will try to save money to build or buy his own house. In fact, Jotham needs to get married as long as his target will be reached.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 53
    View loans »
    Rwanda Loans Fundraising
  • $15,328,600
    Funds lent in using Kiva
  • 581.9
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Jotham to purchase more beans and other foodstuffs.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 16, 2010
Mar 26, 2010
Currency Exchange Loss:
Dec 15, 2010