Cristo Es Vida Group
Elsa, 63, is the group president; she’s a single mother living with her only son, who is dependent on her because he is in drug rehab, and with her grandson, who is still very little.
She tells us that years ago she had a snack business but, having become quite ill with bronchial problems, she could no longer look after her firm. Her assistant found a different job; Elsa asked for help from her family but nobody wanted to take charge, so her small firm failed.
When she got her health back she had to start over again from scratch. Now, she sells prepared brekfasts in a food stand aross from a market; she sells soy milk, quinoa, maca (a radish-like root), etc. as well as bread with cheese, avocado, egg, etc. Since she’s home, she also sells tamales.
She will use the funds to buy inredients for her meals.
She plans to have her own house so that she can proviD. a better home for her son and grandson. She would also like to travel, especially to Cuzco.
Elsa es L. presidenta del grupo “CRISTO ES VIDA”, elL. es madre soltera D. 63 años D. edad vive con su único hijo, que aun depenD. D. elL. porque esta en rehabilitación por haber consumido drogas, y con su nieto que aun esta muy pequeño.
ElL. nos comenta que años atrás tenía una empresa D. snack pero al enfermarse gravemente D. los bronquios no pudo hacerse cargo D. su empresa, su ayudante encontró otro trabajo, elL. pidió el apoyo D. su familia pero nadie quería hacerse cargo, así que su pequeña empresa quebró.
Al recuperarse, tenia que comenzar nuevamente, ahora elL. se dedica a L. venta D. desayunos frente a un mercado en un kiosco donD. venD. leche D. soya, quinua, maca, etc. y panes con queso, palta, huevo etc., también estando en casa se dedica a L. venta D. tamales. El préstamo lo usará para invertir en su negocio.
ElL. planea tener una casa para que pueda darles un mejor hogar a su hijo y a su nieto.
También le gustaría viajar en especial conocer el Cuzco.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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