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Luzalva
Luzalva M. D. lives in Barranquilla’s 20 de Julio housing project, which is both a commercial and residential area. She manufactures children’s clothing and needs a $1.500.000 loan to buy raw materials like fabric, ribbon, lace and thread at wholesale and retail.

She started her business in 1990 having learned to be a seamstress in Bucaramanga. She was employed at a tailor shop but later became independent and currently works with her daughter, who does the cutting, and another worker, who does the finishing on the items and who uses her skills to decorate and adorn them, and with Susana who designs and sews; she works a long shift from 8am to 8pm because she adores her art.

Luzalva M. sells by the dozen to customers in a shopping center near her shop called, Metrocentro and to customers located in colmenas (densely populated apartment buildings) in downtown Barranquilla. Competition is high but she is preferred thanks to the quality of her finishing and her strict adherence to delivery schedules. She buys most of her raw materials weekly but some of them like, details, buttons and decorations, every three days.

This is her 9th loan through Fundación Mario Santo Domingo, an organization she has been collaborating with for 12 years, both in loan programs and in training sessions. Being tied to these processes has made it possible for her to modernize her equipment. This is how she was able to purchase two over lock sewing machines (special sewing machines to do finishing on garments) and do some home improvements to her apartment.

Her great dream is to set up a store in a prestigious shopping center but she knows that she must wait and continue to make merchandising efforts that will help her increase production and sales of children’s clothes in order to generate at least one additional job. This is precisely her great challenge.
View original language description ↓
Lusalva M. D. vive en la ciudadela 20 de Julio de la ciudad de Barranquilla, sector comercial y también residencial. Lusalva se dedica a la confección de ropa para niños, necesita un crédito por valor de $1.500.000, para comprar al por mayor y de contado, materia prima e insumos como telas, cintas encajes e hilos.
Inició su negocio en el año 1990; ella primero estudió modistería en Bucaramanga y trabajó en un taller de confecciones para luego independizarse y en la actualidad trabaja con su hija que se dedica al corte y otra operaria que trabaja en el acabado de los vestidos y que con su encanto los adorna y decora, al igual que la señora Susana que diseña y confecciona en un extensivo horario d e 8:00 a m a 8:00 P.m. pues vive enamorada de su arte.
Luzalva M., vende por docenas a clientes de un centro comercial cercano a su taller, llamado Metrocentro y a clientes varios ubicados en colmenas del centro de Barranquilla, donde hay una gran competencia pero a ella la prefieren por la calidad en los acabados y su estricto cumplimiento en la entrega. Sus compras las realiza semanalmente y algunos insumos como los detalles, botones y adornos cada tres días.

Este es el noveno crédito realizado a la Fundación Mario Santo Domingo, organización en la tiene 12 años de participación tanto en sus programas de crédito, como los de capacitación. Estando vinculada a estos procesos ha logrado modernizar su maquinaria: así fue cuando compró las 2 fileteadores, luego 2 máquinas de coser y también hizo adecuaciones a su apartamento.
Su gran sueño de montar una unidad de comercialización en un centro comercial de prestigio, pero reconoce que debe esperar haciendo esfuerzos mercadologicos, que le ayuden a aumentar la producción y las ventas de ropa de niños para generar por lo menos un empleo más, ese es precisamente su gran desafío.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 280
    View loans »
    Colombia Loans Fundraising
  • $13,610,900
    Funds lent in using Kiva
  • 1,930.7
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Luzalva to buy fabric, thread, lace, ribbon and other sewing supplies and materials.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Mar 26, 2010
Listed
Mar 25, 2010
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2011