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Señor De Muruhuay Group
In this Group: Lorenza , Leoncia, Edith Sonia, Carmina, Mahalda Luz , Gladis , Susan, Julia, Ana Maria, Sandra Jannet
The communal bank Señor D. Muruhuay is maD. up of 10 members who are involved in different minor and informal commercial activities. They have worked with Señor D. Muruhuay for 2 years, demonstrating punctuality and responsibility with their repayment commitment.

Señora Mahalda assumes the role of president and is an empresarial and enthusiastic person in the group. She has sold natural products for many years, beginning this business when she saw the necessity to support her family economically. With this business she learned much about the benefits of natural products and health improvements. She feels very content now that she can help and inform other people.

Lorenza has a clothing hire business for party clothes and suits for special occasions. With her earnings she supports her family with the household costs and has been able to cover her childrens' education costs together with her husband. Lorenza is the treasurer of the group.

Many years ago Gladys began working selling sweets on foot. With her little earnings she can proviD. education to her 2 youngest children. Gladys's principle objective is the improvement of her business, for which reason the loan she is seeking will be invested in the purchase of products that allow her to obtain better earnings.

All of these members are thankful for the support given to them and promise to meet their repayments punctually.
View original language description ↓
La Alcancia Comunal SEÑOR D. MURUHUAY está conformado por 10 socias quienes se desempeñan en labores D. comercio minorista e informal y trabajan con nuestra institución hace 2 años, demostrando puntualidad y responsabilidad en su compromiso D. pago.
La Sra. Mahalda asume el cargo D. presidenta es una persona emprendedora y entusiasta con el grupo, ella se dedica a la venta D. productos naturales hace varios años, se inicio en este negocio ya que vio la necesidad D. apoyar a su familia económicamente, con este negocio aprendió mucho acerca D. los beneficios D. productos naturales y la mejora D. la salud, ella se siente muy contenta ya que pueD. ayudar e informar a otras personas.
Lorenza se dedica al negocio D. alquiler D. vestidos D. fiesta y ternos para ocasiones especiales. Con sus ingresos apoya a su familia con los gastos familiares además ha solventado la educación D. sus hijos juntamente con su esposo. Lorenza es la tesorera del grupo.
Hace muchos años Gladys se dedica a la venta D. golosinas ambulatoriamente, con sus pocos ingresos pueD. brindarles educación a sus 2 menores hijos, su principal objetivo es la mejora D. su negocio por lo cual con el préstamo recibido invertirá en la compra D. productos que le permitan tener mayores ganancias.
Todos nuestros socias agradecen el apoyo brindado y se comprometen en cumplir con sus los pagos puntualmente.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,999,750
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De Muruhuay Group's $1,925 loan helped a member purchase products and inventory.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 24, 2010
Apr 1, 2010
Currency Exchange Loss:
Aug 15, 2010