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Innocent is 33 years old and married with three children, ages 2, 4 and 7. Innocent's wife is a farmer. Even though this activity does not bring in more money, it is helpful for the family. Both of them work hard in order to provide all the basic needs of their family. Innocent himself has chosen to be a businessman simply because it is more profitable than agriculture. Innocent is seasoned in this career. This is his fifth successful year in business. His shop is open from 6 in the morning to 6 in the evening, every day except on Sunday.

Innocent is now requesting a loan from Kiva lenders via Vision Finance Company for the purpose of growing his business and resolving some family problems such as school fees for his children and other needs like good quality food. This loan will be helpful for his family and for his community, who will be satisfied by the products from his shop.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,391,375
    Funds lent in using Kiva
  • 581.9
    Rwanda Francs (RWF) = $1 USD