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Djekafo Group
In this Group: Fatoumata , Mamou , Fanta , Bouh , Mah , Mafoune , Djènèba , Kadia , Nah , Ata
Djekafo is a group of ten married women who mostly live in polygamous households and are 31 years old with 5 children; they all live in the village of Kamakono in Ségou region (the fourth largest administrative region in Mali). They met through marital, neighbourly and parental ties.

Djekafo sell various products, and Fatoumata Traoré, who is one of its members, excels in the purchase and sale of millet, peanuts, corn and rice.
Having already successfully repaid their first loan, the group are on their second, and Fatoumata Traoré aims to use it to buy 25 bags of millet and 15 bags of rice.
They purchase their cereals from local suppliers in Kamakono and at the Beni weekly market, and two of them also sometimes sell firewood that they have collected themselves.
The goods are sold for cash through retail sales and on credit to a mixed customer base, both through home sales and in the neighbouring villages.
They envisage generating an average monthly profit of 25,000FCFA which would be used to see to their family's healthcare and to reinvest into the business. Their aim is to diversify their business activities through raising small ruminant animals which would be re-sold if necessary, or used for social occasions (weddings or baptisms).
View original language description ↓
Djekafo est un regroupe de 10 femmes mariées majoritairement dans des familles polygames avec en moyenne 31 ans, 5 enfants et habitant toutes le village de Kamakono dans la commune urbaine de Ségou (4ème Région administrative du Mali).
Elles se sont connues à travers des liens de mariage, de voisinage et de parenté.
Djekafo fait le commerce d’articles divers et Fatoumata Traoré qui est des membres excelle dans les activités d’achat et de vente de mil, d’arachide, de maïs et de riz.
Après avoir correctement remboursé le premier prêt, ce groupe est son 2ème prêt solidaire et Fatoumata Traoré compte utiliser son prêt pour acheter, 25 sacs de mil et 15 sacs de riz.
Elle s’approvisionne en céréales sur place à Kamakono avec les producteurs du village et à la foire hebdomadaire de Beni.
Deux d’entre elles vendent parfois du bois de chauffe cueilli par elles mêmes en brousse.
Les marchandises sont revendues en espèce, en détail et à crédit à une clientèle composée d’hommes et de femmes à domicile et dans les villages environnants.
Elles comptent réaliser un bénéfice mensuel moyen de 25.000FCFA qui sera utilisé pour assurer les soins de santé et réinvesti dans l’activité.
Elles ont pour ambitions de diversifier les activités en élevant les petits ruminants qui seront revendus en cas de besoins ou utilisés dans des cas sociaux (mariage ou baptême).

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 39
    View loans »
    Mali Loans Fundraising
  • $11,450,100
    Funds lent in using Kiva
  • 492.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD