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Sem K. is married and lives with her husband and two children in Kampong Cham Province, Cambodia, an area known for its plantations.

K. produces traditional baskets and sells her products for an income of about USD 2 per day. Her husband operates his motorbike with a trailer attached, earning an income of USD 6 per day.

K. is requesting a loan of USD 1,000 to purchase a new trailer for her husband’s business. In the future, she would like to use any additional profit to purchase a truck.

This is K.’s first loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 251
    View loans »
    Cambodia Loans Fundraising
  • $38,106,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sem to buy a new trailer for her husband's business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 4, 2010
Mar 25, 2010
Currency Exchange Loss:
Mar 17, 2011