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Hum S., age 29, is married and resides with her children in Takeo province, Cambodia. She has two children. She is engaged in a business selling various kinds of groceries at home, earning a gross income of $15 USD per day to help cover the family expenses. Her husband is employed as a construction worker, earning an income of $5 USD per day. S. is requesting a loan of $1,000 USD to purchase more groceries to stock the store and to sell during Cambodian New Year. This is her first loan from CREDIT, Kiva’s partner.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 260
    View loans »
    Cambodia Loans Fundraising
  • $37,493,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hum to buy more groceries to stock the store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 12, 2010
Mar 25, 2010
Currency Exchange Loss:
Apr 17, 2011