Mrs. Sa Em O. is a 37-year-old married woman who lives in Tonle Village in Takeo province. She and her husband, Mr. Sokong Long, are farmers who own a plot of land to cultivate rice to earn a living for their family. Aside from being farmers, they are also rice middlemen who can earn a small income to improve their family's living conditions. They have a rice mill machine for this business, but they do not have enough money to buy enough rice to grow their business. Thus, Mrs. Sa Em O. decided to ask for a loan to buy more rice to sell. This couple has two children who are students in the local school. Her husband is on the right in the picture.
Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.