Check out some available loans that are similar to this one!
Lucila
Lucila P. D. Martínez, 50, lives in the El Carmelo neighborhood of Cartagena with her husband and their 2 children, aged 26 and 23. Her children are her greatest motivation. She sells general merchandise in a business for which she is requesting a loan of 1.8 million Colombian pesos, which will be invested in the purchase of pants, sheets, towels, school shirts, blouses, and other items demanded by her customers, who are from the various neighborhoods of the city.

Lucila P. D. Martínez was employed by a company, but was laid off so that only her husband was working, and a single income was not enough. Her uncle, who lives in the United States, helped her by sending merchandise that she could sell to her colleagues from her former job, her friends and her neighbors. As each day the demand for her merchandise was increasing, Lucila started to travel to Medellín, Barranquilla and Bucaramanga and was opening new markets. She claims that her business has been the source of significant income at home and even more so when her husband is unemployed and her business must generate the income to pay for the household expenses and the education of their children. Her market is maD. up of neighbors and employees of companies in the city of Cartagena, to whom she supplies clothing, uniforms, blouses, pants and any other items her customers require.

Lucila is grateful to God for her family and for having given her the creativity that she has needed every day to accomplish her goals with a lot of love, thereby getting everything she has in her home and all that her children have needed (education, clothing, entertainment and basic necessities.)

This is the 2nd loan that she has received from the Fundación Santo Domingo. With the first she bought general merchandise and expanded her customer base. Her life has changed with this business, since she can now offer her children a better quality of life, and this provides her with a lot of personal satisfaction. In her business she was able to offer better services to more customers with different needs. Her dream is to see her business grow, to have employees, and to offer her services to many more people and become well-known. Another of her dreams is that her children become happy with their professions, which she believes is the best legacy that she can leave them, and to have her own home. This latter dream is currently her greatest challenge.
View original language description ↓
Lucila P. D. Martínez D. 50 años vive en el barrio El Carmelo, Municipio D. Cartagena con su cónyuge y sus 2 hijos D. 26 y 23 años que son su máxima motivación; se dedica a la venta D. mercancía en general, negocio para el cual está solicitando un crédito por valor D. $1.800.000, que será invertido en la compra D. pantalones, sabanas, toallas, camisa D. colegios, blusas, y todo lo solicitado por sus clientes D. los diversos barrios D. la ciudad.
Lucila P. D. Martínez fue empleada D. una empresa, quedo sin trabajo y su esposo quedo solo trabajando y un único ingreso no les alcanzaba; fue así como su tía residente en los Estados Unidos le ayudo enviándole una mercancía para que la vendiera a sus compañeras antiguas D. trabajo, sus amistades y vecinos, y como cada día aumentaban la solicitudes Lucila empezó a viajar a Medellín, Barranquilla y Bucaramanga y fue abriendo nuevos mercado. Sostiene que su negocio ha sido la fuente D. ingreso importante en su hogar y más aun cuando su esposo se queda sin trabajo, y tiene que sacar D. su negocio los gastos del hogar y especialmente en relación con los estudios D. sus hijos. Su mercado lo conforman vecinas y empleadas D. empresas D. la ciudad D. Cartagena, a quienes les suministra vestidos, uniformes, blusas, pantalones y lo requerido por cada uno D. ellos.
La señora Lucila le da gracias a Dios por su familia y por haberle dado la creatividad que ha tenido para cada día poder cumplir su misión con mucho con amor, así ha conseguido todo lo que tienen en su hogar y lo que sus hijos han necesitado ( estudios, vestidos, diversión y necesidades básicas).
Este es el segundo préstamo que ha recibido D. la Fundación Santo Domingo, con el primero compró mercancía en general y amplió su cobertura D. clientes; su vida ha cambiado con su negocio ya que pudo ofrecerle a sus hijos una mejor calidad D. vida y eso le brinda a ella mucha satisfacción a nivel personal, familiar y en el negocio ya pudo ofrecer mejores servicios y cubrir mayores clientes con diferentes necesidades.
Su sueño es ver su negocio crecer, tener empleadas, ofrecer sus servicios a muchas más personas y ser reconocida; otro D. sus sueños es que sus hijos sean felices con sus profesiones, por que considera que es la mejor herencia que pueD. dejarle, tener una casa propia y este último es precisamente su mayor desafío.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 500
    View loans »
    Colombia Loans Fundraising
  • $15,254,800
    Funds lent in using Kiva
  • 1,907.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Lucila to buy merchandise including pants, sheets, towels, school uniforms and blouses.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 12, 2010
Listed
Mar 25, 2010
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2011