Las Calandrias Group
This group has 11 members. Maria has a business cultivating plants that she started 3 years ago. Maria did not have the opportunity to study, but she has made an effort to give her daughter an education. Her daughter is currently in her 3rd year of high school. She lives in a common-law marriage and this is the first time that she has requested a loan from CREDICOMUN to invest in seeds and land to plant and materials to make her pots.
She is very proud of having requested this loan, which will allow her to have a much greater variety of plants and small trees. In addition, she hopes that with the loan she will have more resources to pay for the education of her daughter, as she wants to see her succeed and have a good career.
Gabriela S. N., in the same group, sells food. She completed her primary studies through the 3rd year. She is divorced and has 2 sons and a daughter who is 6 months old. She has had this business for 4 years, and she requests the loan to buy a stove with several grills to make it easier for her to serve her customers, who return to her family eatery for the flavorful food. At the moment of requesting this loan she is very excited because her current stove is too small. In addition she hopes that with the help of the loan she can continue to support her children.
The other members of the group are:
MARIA GUILLERMINA C. V. - sells clothing for children
ERIKA D. R. - sells gold jewelry
MARIA LUISA D. R. - sells clothing and shoes
MARCELINA G. B. - sells shoes through a catalog
MA CARMEN H. J. - sells clothing for babies
TERESA P. S. - has a grocery store and sells cosmetics through a catalog
CATALINA R. P. - sells leather jackets
PETRA R. P. - sells shoes through a catalog
ANAYELI R. R. - sells linens
EL GRUPO TIENE 11 INTEGRANTES Y LA SEÑORA MARIA SE DEDICA A LA SIEMBRA DE PLANTAS QUE INICIO DESDE HACE 3 AÑOS. MARIA NO TUVO LA OPORTUNIDAD DE ESTUDIAR, PERO SE HA ESFORZADO PARA DARSELA A SU HIJA QUE ESTA CURSANDO EL 3ER GRADO DE PREPARATORIA, VIVE EN UNION LIBRE Y ES LA 1ª VEZ QUE SOLICITA EL PRESTAMO EN CREDICOMUN PARA INVERTIR EN SEMILLA Y TIERRA PARA LA PLANTA Y ASI PODER HACER SUS MACETAS.
ELLA SE SIENTE MUY ORGULLOSA AL HABER SOLICITADO ESTE CREDITO QUE LE SERVIRA PARA TENER MUCHA MAS VARIEDAD DE PLANTAS Y ARBOLITOS, TAMBIEN ESPERA QUE CON EL PRESTAMO TENGA MAS SOLVENCIA PARA PODER SEGUIR PAGANDO LOS ESTUDIOS DE SU HIJA YA QUE QUIERE VERLA SALIR ADELANTE Y QUE TENGA UNA BUENA CARRERA.
GABRIELA S. N., ES DEL MISMO GRUPO, Y SE DEDICA A LA VENTA DE COMIDA. ESTUDIO HASTA EL 3ER AÑO DE PRIMARIA, ES DIVORCIADA Y CUENTA CON 2 HIJOS Y UNA HIJA DE 6 MESES DE EDAD. DESDE HACE 4 AÑOS TIENE ESTE NEGOCIO Y SOLICITA ELCREDITO PARA LA COMPRA DE UNA ESTUFA CON VARIAS PARRILLAS PARA FACILITAR EL SERVICIO A SUS CLIENTES, QUIENES REGRESAN A SU COMEDOR FAMILIAR POR SU BUENA SAZON.
AL MOMENTO DE SOLICITAR SU PRESTAMO EN CREDICOMUN ELLA SE SIENTE CON MUCHA EMOCION PUES CUENTA CON UNA ESTUFA DEMASIADO PEQUEÑA. TAMBIEN ESPERA QUE CON LA AYUDA DEL CREDITO PUEDA SEGUIR CON LA MANTENCION DE SUS HIJOS.
LAS DEMAS INTEGRANTE EL GRUPO SON:
MARIA GUILLERMINA C. V., VENTA DE ROPA PARA NIÑO.
ERIKA D. R., VENTA DE JOYERIA EN ORO.
MARIA LUISA D. R., VENTA DE ZAPATO Y ROPA.
MARCELINA G. B., VENTA DE ZAPATO POR CATALOGO.
MA CARMEN H. J., VENTA DE ROPA PARA BEBE.
TERESA P. S., TIENDA DE ABARROTES Y VENTA DE COSMETICOS POR CATALOGO.
CATALINA R. P., VENTA DE CHAMARRA DE PIEL.
PETRA R. P., LA VENTA DE ZAPATO POR CATALOGO.
ANAYELI R. R., VENTA DE BLANCOS.
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid