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Ana Mercedes
Sra. Ana Mercedes B. S. works for the Marcos Dessys School as the center’s assistant director. She is married and has two daughters. They both live with her, but they are not dependents.


Sra. Ana Mercedes is requesting a loan to repair the roof of her house. It is covered with sediment from all the water when it rains. In addition, the doorways of her house have wooden planks covering them, so she needs to buy doors to install.

View original language description ↓
La señora Ana Mercedes B. S., es trabajador de la escuela Marcos Dessys se desempeña como sub-director del centro, es casada con dos hijas, ambas viven con ella pero no dependen de ella.

La señora Ana María B. S. solicito el crédito para repara el techo de su casa ya que lo tiene bien sarroso y se le pasa toda el agua cuando llueve, además que las puertas que tiene son tablones y necesitas comprarlas.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $23,659,150
    Funds lent in using Kiva
  • 21.1
    Nicaragua Cordobas (NIO) = $1 USD