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Nuevos Senderos (Cuenca) Group
In this Group: Maria Del Carmen, Maria Etelvina, Marcela Elizabeth, Carmen Gerogina, Maria Beatriz, Rosa Imelda, Elvia Margarita, Blanca Josefina, Marcia Jeannette, Maria Virginia, Cesar Augusto*, Gladys Marcela, Maria Luisa
* not pictured
The communal bank “Nuevos Senderos” (New Paths) is located in the urban area of Cuenca and is made up of men and women visionaries who do not allow themselves to be discouraged by their day to day challenges. This sector is characterized by the natural beauty of its landscapes, the colonial architecture of its historical center, its food, and the friendly people from this lovely region of the country.

María Virginia leases a home in the urban center of Cuenca. She lives there with her husband, who works as a maintenance man for the Ecuadorian Social Security Institution, and with her youngest daughter of 14. [María Virginia ] has a total of four children, but the others are married and independent.

María Virginia is 46 years old and has been selling fast food for the past 20 years, thanks to her brother who taught her this line of work. Her intent is to help her family come out ahead. She works from 2:00 pm to 8:00 pm from a small area in her home. Her charisma and sense of humor allow her to get along very well with the other members of her little bank, which is in its third cycle. She was one of those invited to become part of this wonderful group of hard working men and women. She will use the money from this loan to buy soft drinks, waters, potatoes, meats, toothpicks, and other implements needed to prepare her foods and to continue to grow her business. Her goal is to continue to move ahead with her family and business.

Carmen is also a member of this bank and lives in the urban area of Cuenca with her life partner and three children, ages 11, 10, and 5. Her husband works as a driver for a heavy transport company. They don’t have their own house, so they rent. She is in her third cycle, thanks to a friend who is a member of the bank. She will use the money from this loan to pay for her son’s first communion. She will buy him clothes and pay for the Eucharistic expenses. She would like to open a store as soon as possible.
View original language description ↓
En la urbe de la ciudad de Cuenca se encuentra el Banco Comunal Nuevos Senderos integrado por mujeres y hombres visionarios que no se dejan abatir por los inconvenientes del día a día, éste sector se caracteriza por la belleza natural de sus paisajes andinos, la arquitectura colonial de su centro histórico, su gastronomía y su gente atractivos turísticos de ésta hermosa región interandina del país.

María Virginia arrienda una casa en la urbe de la ciudad de Cuenca allí vive con su esposo que trabaja en el IESS (Instituto Ecuatoriano Seguro Social) en el área de mantenimiento y con su última hija de 14 años de los cuatro que engendró, pues los tres ya son casados y viven independientes

A sus 46 años María Virginia se dedica a la venta de comida rápida en ésta actividad lleva 20 años gracias a su hermano quien le enseñó este trabajo con él ha logrado salir adelante con su familia, mantiene un pequeño local en su casa donde labora de 2 p.m. hasta las 8 p.m.

Por su carisma y gran humor se lleva con todas las compañeras del bankito en el que se encuentra tres ciclos y fue una socia quien la invito a formar parte de este hermoso grupo de mujeres y hombres luchadores, con el dinero de su crédito va a comprar gaseosas, aguas, papas, carnes, palillos y otros implementos para preparar sus comidas y seguir creciendo en su negocio, siendo su meta seguir saliendo adelante en su negocio y consu familia.

Carmen V. también es también socia de éste banco, vive en la urbe de la ciudad de Cuenca con su pareja en unión libre y con sus tres hijos de 11, 10 y 5 años, su esposo trabaja como chofer en una empresa de transporte pesado, no tienen casa propia por lo que viven arrendando.

Se encuentra en su tercer ciclo gracias a una amiga que es socia del bankito, el credito solicitado lo va a utilizar para la primera comunión de su hijo comprándole ropa y para pagar los gastos de la celebración eucarística, su meta es montar una tienda que espera hacerlo realidad lo más pronto posible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 18
    View loans »
    Ecuador Loans Fundraising
  • $22,607,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Nuevos Senderos (Cuenca) Group's $4,475 loan helped a member inventory / Communion expenses.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 4, 2010
Listed
Mar 25, 2010
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2010