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Gerard is 46 years old and is married with seven children who are between 6 and 18 years old.

Gerard is a hardworking businessman known in the business of baking breads for sale. He has been in this business for about five years and the hours of his business are from 6 a.m. to 6 p.m. every day.

Gerard has an idea of expanding his business meaningfully through purchasing a large quantity of flour so that he can increase the quantity of produced breads to the extent that he can even start wholesaling. To this end he is requesting a Kiva loan via Vision Finance Company so that his sales as well as the profits can be increased.

The more Gerard’s business keeps growing, the more he will save for his future and continue taking care of his family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,391,375
    Funds lent in using Kiva
  • 574.5
    Rwanda Francs (RWF) = $1 USD