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Naomi M. is from the village of Sepac, Sapang Dalaga Misamis Occidental. She is 44 yeras old, married and blessed with 4 school-aged children. She cultivates and selling farm products. Naomi has been in business for 15 years and generate a monthly net income of 4,000 to support her family.

In 2004, Naomi joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Naomi is requesting a new loan of 25,000.00 PHP which will be used as additional capital for her business. This will be the 10th loan taken out by Naomi from PMPC. She plans to use the additional revenue generated from the business to improve the general living conditions of her family.
About PMPC:
Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1448
    View loans »
    Philippines Loans Fundraising
  • $59,289,200
    Funds lent in using Kiva
  • 45.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Naomi additional capital for her farm.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 9, 2010
Mar 24, 2010
Currency Exchange Loss:
Apr 15, 2010