Born in 1977 in Cotonou, the economic capital of Bénin, Raoufath O. has lived for around ten years in the Agbodjèdo district of Cotonou. Raoufath is married to Latifou GBADAMASSI, a printer, and has three children, all of whom are at school. Raoufath lives alone with her children and provides for their various needs herself. She has never been to school. She has for almost seven years been running a business selling fabrics and beauty products on a door-to-door basis. She gets her supplies in Dantokpa, Bénin's international market, and in Lomé in Togo. Raoufath has benefited in the past from two loans from ALIDé and repaid them correctly. Today, she is applying for a third loan with a view to increasing the level of her activity and to being able to respond better to her customers' demands. Indirectly this would allow her to make more money and improve her life.
Née en 1977 à Cotonou, capitale économique du Bénin, O. Raoufath vit depuis une dizaine d'année au quartier Agbodjèdo à Cotonou, capitale économique du Bénin. Raoufath est mariée à GBADAMASSI Latifou, un imprimeur, et est mère de trois enfants, tous scolarisés. Raoufath vit seule avec ses enfants et assure seule leurs différents besoins. Raoufath n'a jamais été à l'école. Il y a près de sept ans que Raoufath mène comme activité la vente de tissus et des produits de beauté de façon ambulante. C'est à Dantokpa, marché international du Bénin, et à Lomé au Togo, que Raoufath se ravitaille. Raoufath a bénéficié autrefois de deux crédits auprès de ALIDé, et les a tous bien remboursés. Aujourd'hui encore, Raoufath sollicite un troisième prêt, en vue d'élever le niveau de son activité et de mieux répondre aux exigences de sa clientèle. Par ricochet, Raoufath pourra se faire plus de revenu et améliorer son niveau de vie.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.