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C3534 Ubwuzuzanye Group
In this Group: Sada, Haziza, Naima, Hassina , Hamida , Lailla , Providence
Sada is 31 years old and is married with three children who are 2, 7 and 10 years old. She also takes care of one child who is 13 years old. Sada is the president of a group called Ubwuzuzanye and this group is well known in the business of selling women’s clothes. The hours of their business are from 8 a.m. to 6 p.m. every day.

Sada and her team are now requesting a Kiva loan via Vision Finance Company in order to expand their business through adding the new business of selling men’s clothes such as jeans, shirts, etc. In addition, they will also start selling children’s clothes.

As the majority of the members of this group do not have their own houses, they hope that with the use of this loan, they will earn more profits, which in turn will allow them to individually achieve their goals.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 43
    View loans »
    Rwanda Loans Fundraising
  • $13,787,500
    Funds lent in using Kiva
  • 574.5
    Rwanda Francs (RWF) = $1 USD