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Francois is 26 years old and is still single. He has two years of experience in the business of selling goods in his shop. His shop includes a variety of goods as his photo indicates. His shop is open from early in the morning until late in the evening hours.

Francois is requesting a Kiva loan via Vision Finance Company so that he can expand his business by purchasing a variety of products which seem to be highly in demand in his village. Those goods will include foodstuffs - mainly rice, sugar, beans, Irish potatoes, sweet potatoes, etc.

With these additional goods, Francois hopes to earn more profits which, in turn, will allow him to start saving for further reinvestment in his business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 30
    View loans »
    Rwanda Loans Fundraising
  • $13,326,100
    Funds lent in using Kiva
  • 574.5
    Rwanda Francs (RWF) = $1 USD