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Vestine is 30 years old and is married with two children who are 1 and 3 years old. She is commonly known in the business of wholesaling cosmetics products including body lotion, Colgate (toothpaste), etc. Vestine has been in this business for about three years.

Vestine is now requesting a Kiva loan via Vision Finance Company for the purpose of expanding her business by adding more products that she can wholesale in her business. Those additional products will include a variety of jewelry, hygienic papers, etc. In addition, Vestine plans to start wholesaling a large quantity of sugar, as it seems to be highly in demand in her village.

Through the access of this loan, Vestine has a hope for the future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 16
    View loans »
    Rwanda Loans Fundraising
  • $13,429,800
    Funds lent in using Kiva
  • 574.5
    Rwanda Francs (RWF) = $1 USD