Mr. C. is a rural villager, 32 years old, who lives in the capital of Phnom Penh. Here, he makes a living as a publisher in the cloth publishing company and earns a salary of $150 a month, which he uses to support his family’s daily living expenses. C. has a life partner in his wife who works sewing clothes in factory and is also a good homemaker, cooking tasty meals for the family. They have two school-aged kids who are dependent on their income. C. saw that the poultry-raising trade operated by his neighbor is a profitable one and he hopes to invest in this sector in order to make additional income for family. However, he doesn’t have money for this propose. Thus, he looks for a $1,200 loan which will enable him to purchase one thousand small chickens to raise in a stall he built. Note: Mr. C. was not available for photographing, so his wife is pictured instead.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.