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Bernaditha
Bernaditha D. is from the village of Malipayon, Pangantucan Bukidnon. She is 55 years old. Bernaditha is married and has 2 adult children. To make a living, Bernaditha owns & operates a food stall. The main source of income for the business comes from selling specialty food products and a variety of viands in the local community. In 2009, Bernaditha joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Bernaditha has successfully repaid a previous loan of 11,000 PHP from HSPFI. She is now requesting a loan of 8,000 PHP, which will be used to purchase additional products to sell. This loan will be the 4th loan taken out by Bernaditha from HSPFI. She plans to use the additional revenue generated from the business to supplement the family's income.


About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.


*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 1461
    View loans »
    Philippines Loans Fundraising
  • $59,362,100
    Funds lent in using Kiva
  • 45.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Bernaditha to purchase additional products to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 18, 2010
Listed
Mar 24, 2010
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2010