Niño Fajardito Group
The members are from the department of Huancavelica and have different businesses.
In the case of Flor, she is married with 3 children. She sells sweets at the door to her house, for which she has a cart. With her earnings, she is able to maintain her home. With the loan requested, she will purchase more sweets to expand her business.
Flor’s dreams are to build her house and to have a store.
The members need different loan amounts such as 200 PEN, 300 PEN, 500 PEN, making a total of 4400 PEN in loans at the communal bank.
Las socias son del departamento D. Huancavelica y realizan diferentes negocios.
Como es el caso D. Flor que es casada, tiene 3 hijos, Flor se dedica a la venta D. golosinas en la puerta D. su casa, para lo cual cuenta con una carreta, con sus ganancias pueD. mantener su hogar, con el préstamo que obtendrá comprara golosinas para incrementar su negocio.
Los sueños D. Flor son construir su casa y tener una tienda.
Las socias necesitan diferentes montos D. prestamos como 200 soles, 300 soles, 500 soles, haciendo un total D. 4400 soles D. prestamos en el Banco Comunal.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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