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The Blessing Of God Family Group
In this Group: Mardea, Comfort, Rebecca, Musu, Helena
Mardea B. is the leader of a five-borrower group called The Blessing Of God Family. She is 38 years old, single, and has two children, aged 16 and 6 years old. She was not able to graduate from high school due to lack of financial support.

For more than 9 years, Mardea has been selling charcoal at the Gaye Town market on Old Road in Monrovia, Liberia. She started by helping a lady who was in charcoal sales.

Mardea sells her goods at a stable price, which keeps her customers returning. Sometimes, however, she has problems with the poor quality of the bulk charcoal she buys. She plans to use her 9,000 Liberian dollar portion of this 39,000 Liberian dollar group loan to purchase more charcoal in bulk to resell.

In the photo that accompanies this profile, Mardea is the one holding the sign. Musu Kiazolu is inset at the lower right.

About LEAP:
The Local Enterprise Assistance Program (LEAP) is Liberia's largest and oldest continuously operating microfinance institution with 13 branches across the country. Founded in 1994, the non-profit organization has survived periods of civil war and severe socio-economic hardship. LEAP seeks to help rebuild post-conflict Liberia through its group and individual loans to micro- and small-scale entrepreneurs, and puts emphasis on lending to women.

Additional Information

Note on LEAP:

During routine partner monitoring, Kiva learned that LEAP's delinquency data may be understated due to technical problems with their reporting software. Because this report is key to our analysis of the risk of this partner, delinquency or default rates on loans to this partner may be higher than we expect. For further details, see LEAP’s partner page on Kiva.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Liberia

  • $700
    Average annual income
  • 0
    View loans »
    Liberia Loans Fundraising
  • $3,038,900
    Funds lent in using Kiva
  • 72.5
    Liberia Dollars (LRD) = $1 USD