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Lauréat
Lauréat A. was born on July 18, 1980 and is married to Rigobert Gbetofia. The couple has one child that is not yet in school. The family has lived in Agla, Cotonou, the economic capital of Bénin for five years. Together, the couple takes care of the different family expenses. Lauréat learned hairdressing and has done it for three years. Parallel to this, she sells hair extensions and cosmetics in her studio in Agla. Lauréat stocks up in Dantokpa, Bénin's international market. Lauréat has received two loans that she has repaid. Her customers have increased more and more and Lauréat would like to raise the level of her work, in order to better respond to the different needs of her customers. This is why she requests a third loan from Alidé.
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A. Lauréat est née le 18 Juillet 1980 et est mariée à GBETOFIA Rigobert. Le couple a un enfant qui n'est pas encore scolarisé. La famille vit à Agla à Cotonou, capitale économique du Bénin, depuis cinq ans. Le couple assure ensemble les différentes charges de la famille. Lauréat a appris la coiffure et l'exerce depuis trois ans. Parallèlement à cette activité, Lauréat vend des mèches et des produits cosmétiques dans son atelier situé à Agla. Lauréat s'approvisionne à Dantokpa, marché international du Bénin. Lauréat a bénéficié antérieurement de deux crédits qu'elle avait bien remboursés. La clientèle de Lauréat s'accroît de plus en plus et Lauréat voudrait élever davantage le niveau de son activité, afin de mieux répondre aux différents besoins de ses clients. C'est la raison pour laquelle Lauréat sollicite un troisième prêt de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 484.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Lauréat purchase of hair extensions and different cosmetics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Apr 13, 2010
Listed
Mar 24, 2010
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2011