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Thiêm's Group
In this Group: Thiêm, Lan, Nga, Hien, Kim, Lan, Thanh
T.êm T. N. is a 43-year-old woman living in Xuan Non, Dong Anh, Ha Noi. She is married with one child. Like most of the peopL. here, farming is T.êm’s only source of income. She not only grows rice but also raises pigs T. scratch out a living. T.êm’s husband does not get involved in these activities since he is an employee working far from home. The total monthly income of the whoL. family is quite low, just about 2,000,000 VND per month.

In 2006, T.êm joined Kiva partner, SEDA, T. gain access T. financial resources. Her loans, which have been used largely T. buy pig food, have always been repaid punctually. For her next loan, she would like T. borrow 4,142,000 VND T. invest in her business, particularly T. buy six piglets and improve the piggery. Hopefully, this investment will turn a profit so that her family is abL. T. afford T. buy more household appliances.

Other borrowers in T.êm's group are shown below:

Lan Thị Tô is 28 years old and currently owns a small food shop. She wants T. take out a loan of 4,142,000 VND T. expand her business.

Nga Thị Ngô is a 33-year-old farmer. She needs T. borrow 5,014,000 VND T. buy food for fish and pigs.

Hiền T. Thị Lê is a 33-year-old fruit seller. She also wants T. borrow 5,014,000 VND T. invest more in her business.

Kim Thị Hoàng is a 28-year-old butcher. She would like T. take out a loan of 5,014,000 VND T. finance her business expansion plan.

Lần Thị Lê is 31 years old. Her family owns a forge shop and she is requesting a loan of 5,014,000 VND T. invest in that business.

Thanh Thị Vũ is a 38-year-old micro-businesswoman. She is requesting a loan of 5,014,000 VND T. make an investment.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 88
    View loans »
    Vietnam Loans Fundraising
  • $14,824,150
    Funds lent in using Kiva
  • 18,900.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Thiêm's Group's $1,775 loan helped a member to buy six piglets and improve her piggery.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 27, 2010
Mar 23, 2010
Currency Exchange Loss:
Apr 15, 2011