Kijjamunsi Women's Group, Mpigi
Debra has operated a retail shop in Mabuye for ten years and she is able to make 200,000/= as monthly profits. She works so hard to ensure that she is self-sustaining as well as to have a better life for herself and her family.
Debra is a very hardworking and honest lady and she needs a loan to be able to restock her retail shop with more goods. She will be able to buy more sugar, salt, cooking oil and other goods for expansion.
In the group photo, Nakintu Faridah, standing third from the right, is a part of the group although in recess. Hence she is not one of the members that are seeking a loan.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid