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El N., aged 53, is married and resides with her three children in Takeo province, Cambodia. She is engaged in the agriculture sector as a farmer, earning an income of USD 1 per day to help cover the family's expenses. Her husband is a construction worker in the city, earning an income of USD 2.5 per day. Their standard of living has improved since they have had these businesses. N. is requesting a loan of USD 1000 to purchase a new motorbike for her husband to commute to work. This is her second loan from CREDIT, a Kiva partner.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 47
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped El to buy a motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 16, 2010
Mar 23, 2010
Currency Exchange Loss:
Oct 19, 2011