Mrs. Lout P. owns a store in front of her home where she sells breakfast foods to people who are her nearby neighbors. She earns around $7 per day. She lives with her one child and her husband in a rural area of Phnom Penh, the city of Cambodia. In order to help support the family’s expenses, Mrs. Lout P.’s husband is a local farmer and also works as a temporary employee. Lout P. will be using her first loan to decorate the outside of her food shop to attract her customers. With any money remaining from the loan, she will buy ingredients and other attractive furniture for her shop.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.