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Tunas Mekar Asih Group
In this Group: Ni Ketut, Ni Made, Ni Made, Ni Nyoman, Ni Ketut, Ni Ketut, Ni Nyoman, Ni Wayan , Ni Wayan, Ni Wayan, Ni Ketut, Ni Putu, Ni Putu, Ni Ketut, Ni Nengah
Ni Made Arini (0) is a 37-year-old female living in the town of Melaya, Bali. She is the group leader of a fifteen-member group loan offered by MUK. While each member of the group receives an individual loan, they all are responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is Tunas Mekar Asih Group (MUK-0015).

Ni Made is married and has two school-aged children. She owns and operates a business raising pigs for sale. She has been engaged in this business for over two years and earns approximately 150,000 IDR a month.

In 2009, Ni Made joined MUK to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 1,000,000 IDR from MUK. This previous loan was used to purchase piglets.

Ni Made is now requesting a new loan of 1,500,000 IDR which will again be used to purchase piglets to raise and sell. The loan will be her 2nd from MUK. She plans to use the additional revenue generated from the business to improve and expand her business.


About MUK:
The mission of Koperasi Mitra Usaha Kecil (MUK) is to assist small businesses in Bali by providing training, business consultation and loans thereby helping the owners and their families improve their everyday lives.


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Ni Made arini (0) merupakan 37 tahun wanita. Dia (perempuan) tinggal di kota melaya-bali. Ni Made adalah pemimpin kelompok sebuah kelompok peminjam yang terdiri atas 15 anggota. Meskipun setiap anggota kelompok menerima pinjaman perorangan, mereka semua bertanggung jawab untuk mengembalikan pinjaman rekan anggota kelompok mereka jika ada yang menunggak atau gagal membayar. Nama resmi kelompok peminjam ini adalah tunas mekar asih (MUK-0015).

Meskipun bukan satu-satunya sarana untuk menghasilkan pendapatan, sumber utama penghasilan bisnis tersebut terutama berasal dari beternak babi untuk dijual. Ni Made sudah menjalankan bisnis ini selama lebih dari 2 tahun. Dari kegiatan-kegiatan ini, Ni Made menghasilkan sekitar 150,000 IDR. Dalam 2009, Ni Made bergabung MUK untuk mendapatkan akses ke layanan keuangan untuk membantu meningkatkan -nya kondisi kehidupan dan kemampuan untuk menjalankan kegiatan bisnis. Ni Made telah berhasil melunasi pinjaman sebelumnya sebesar 1,000,000 IDR dari MUK. Pinjaman sebelumnya ini digunakan untuk membeli ternak indukan. Dia (perempuan) sekarang meminta pinjaman baru sebesar 1,500,000 IDR.

Pinjaman ini akan menjadi 2nd pinjaman yang diambil oleh peminjam dari MUK.

Tentang MUK:
Misi Koperasi Mitra Usaha Kecil (MUK) adalah untuk membantu usaha kecil di Bali dengan memberikan perlatihan, konsultasi bisnis, dan pinjaman uang, dengan demikian membantu pemilik usaha dan keluarga mereka memperbaiki hidup sehari-hari.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 25
    View loans »
    Indonesia Loans Fundraising
  • $5,203,350
    Funds lent in using Kiva
  • 9,174.5
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Tunas Mekar Asih Group's $2,475 loan helped a member to purchase piglets to raise and sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 22, 2010
Listed
Mar 25, 2010
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2010