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Martha
Martha is 45 years old and lives with her husband and two daughters at home, which is located at the foot of a hill in the southern part of the city. She is a hardworking woman who teaches different forms of dance to the children in her neighborhood. In her free time, she sells a well-known brand of beauty products. This work requires that she walk through the hills where she lives in order to find new customers. During the summer the work can be very tedious and the heat is suffocating. Nonetheless, she is successful with her sales. Since she offers products on credit, her customers often do not pay on time so every day is a struggle for her to get ahead. In the future, she plans to open a bookstore in her home and will enlist the help of her husband, who works as a mason. Martha wants to start this business immediately and is very confident about pursuing it without having to abandon her cosmetics sales. She is sure that it will go well because she is very knowledgeable about the area where she lives.


This is the sixth loan Martha has received and she is very grateful to everyone who made this loan possible so that she can continue to work. She also promises to continue leading the other members of her Communal Bank and motivating them not to fall behind in their payments. Martha plans to invest the money she requested in the purchase of school supplies so that she can move forward with her bookstore project.

View original language description ↓
Martha, de 45 años, vive con su esposo y sus dos hijas en su casa, ubicada al pie de un cerro, al sur de la ciudad.Es una mujer muy trabajadora, enseña diversos tipos de danzas a niños de su barrio, en su tiempo libre; además paralelamente a esta actividad se dedica a la venta de productos de belleza, de una reconocida marca. Este trabajo lo realiza caminando por los cerros cercanos al lugar donde vive, buscando nuevas clientes. Durante el verano es muy tedioso, ya que el calor es sofocante, pero tiene éxito en sus ventas, ya que trabaja mediante crédito, aunque muchas veces no le pagan oportunamente, pese a eso sigue en la lucha diaria, pues quiere salir adelante. Para el futuro se ha propuesto instalar una librería en su casa, donde viene alistando el puesto con la ayuda de su esposo, que es albañil, ya que desea iniciarse inmediatamente en este negocio al que le tiene mucha confianza, y claro sin dejar la venta de cosméticos. Está segura que le irá muy bien, ya que es muy conocida por la zona donde vive.Es el sexto préstamo que tiene y esta muy agradecida con todas las personas que hicieron posible el crédito que le permitirá continuar trabajando, además se compromete a seguir liderando a sus demás compañeras de crédito; para motivarlas a que no se atrasen en los pagos de sus cuotas.Tiene planeado invertir el dinero solicitado en la compra de útiles escolares, para que siga adelante el proyecto de su librería.

About Peru

  • $12,000
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Martha purchase school supplies to stock her new bookstore.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 12, 2010
Listed
Mar 23, 2010
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2010