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Ruzinga Tukwatanise Group, Ibanda
In this Group: Lawrence, Aida, Miriam, Frank, Benon, Samuel, Biron*
* not pictured
K. Lawrence, shown in the small photo, also appears in the group photo and he is the leader of his lending group in Ibanda. He is the married father of three and also has two dependents, under his auspices.

Lawrence sells milk in Makerere village, Ruzinga, Ibanda district, to cater for his family and himself. He has been plying his trade for the last fifteen years. Currently his business brings him close to 250,000 Ugandan shillings on a monthly basis. His longevity in this business, he says, is due to his work ethic and experienced decision making.

Lawrence’s business future plans are to expand the distribution of his milk products to cover the whole of western Uganda. It is for this reason that he is seeking a loan. This loan he figures will render him that help.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 192
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 2,146.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Ruzinga Tukwatanise Group, Ibanda's $1,650 loan helped a member to buy more milk to sell to his customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 11, 2010
Mar 24, 2010
Currency Exchange Loss:
Oct 16, 2010